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Top 5 Pitfalls of Employee Health Plans – Part III

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One of the most challenging human capital decisions employers are faced with is how to combat the rising costs of employee benefits. Employers need to weigh cost, network of physicians, and the employee out of pocket expenses against one another when vetting employee health plans.

More often than not HR Managers must consider changing insurance plans and possibly insurance companies. By the time your employees learn and understand their health plan, it’s time for that pesky renewal and all the changes that come along with it.

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Topics: employee benefits, health advocate, medical bills, preventive care, wellness

Top 5 Pitfalls of Employee Health Plans – Part II

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One of the key provisions of the Affordable Care Act otherwise known as “Obamacare” allows men, women, and children to seek routine care at no charge.

You may be wondering what “routine care” encompasses. There are dozens of services that could be considered preventive under a standard employee benefits plan if you know the tricks of the trade.

In the second part of our series, we will discuss some of the most common issues your employees deal with when using their health insurance plan for routine care.

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Topics: employee benefits, health advocate, medical bills, preventive care, wellness

Top 5 Pitfalls of Employee Health Plans – Part I

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We all live in a world of bills, bills, and more bills! It’s hard enough for your employees to keep up with the mortgage or rent, utilities and credit card payments but the leading cause of all bankrupcies in the US is medical debt!

One of the keys to administering successful employee health plans is helping employees understand the basic questions they should be asking when using their insurance.

When you buy a car, do you drive the car off the lot without looking at the sticker price?  So why is it with health insurance that we go to the doctor or schedule a service without asking some basic questions?

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Topics: employee benefits, health advocate, medical bills