Ashton-Blog

Benefits Brief – June 2019 – “PCORI Fee Deadline Just Around the Corner”

We have notified our clients!  Have you been notified?

Understanding the legislation that impacts employee benefits plans can be a challenge.  That’s why we created a monthly education campaign on various compliance topics that affect these plans.  We call these pieces, our Benefits Briefs.

These Briefs may be accessed here…!

Ashton - PCORI Fee Deadline Just Around the Corner - Brief June 2019

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Topics: aca compliance, Ashton Benefits, benefits, compliance, coverage, employee benefits, employee retention, ERISA, fiduciary responsibility, FMLA, health care, health insurance, healthcare, HR, HR Portal, hrbenefits, hris, human resources, insurance, insurance broker, IRS, large employers, medical bills, plan sponsors, self-funding, self-insurance, wellness

Human Resources – Weekly Digest – 06.05.19

Greetings from Ashton Benefits!  With HR and Employee Benefits topics regularly in the news, it’s often difficult to stay current on what’s really important.  That’s why we provide weekly newsletters which only list the articles you will find insightful and relevant.

Click here or below, read and share our newsletter today…

At Ashton Benefits we will continue to help you clients, prospects, and agency team stay informed!!

Weekly Digest - 6.5.19

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Topics: aca, aca compliance, Ashton Benefits, benefits, benefits technology, compliance, coverage, employee benefits, employee retention, employer shared responsibility, employers, enrollment, ERISA, FMLA, fmla administration, health, health advocate, health care, health insurance, healthcare, healthcare reform, HR, HR Portal, hrbenefits, hris, human resources, insurance, insurance broker, large employers, medical, overpriced health care, overpriced healthcare, Paid Sick Leave, payroll, preventive care, retirement plan, rising costs in insurance, self-funding, self-insurance, wellness

Human Resources – Weekly Digest – 05.24.19

Greetings from Ashton Benefits!  With HR and Employee Benefits topics regularly in the news, it’s often difficult to stay current on what’s really important.  That’s why we provide weekly newsletters which only list the articles you will find insightful and relevant.

Click here or below, read and share our newsletter today…

At Ashton Benefits we will continue to help you clients, prospects, and agency team stay informed!!

Weekly Digest 5.24.19

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Topics: aca, aca compliance, Ashton Benefits, benefits technology, compliance, employee benefits, employee retention, enrollment, ERISA, fmla administration, health, health advocate, health care, health insurance, healthcare, healthcare reform, high deductible, HR, HR Portal, hrbenefits, hris, human resources, insurance, insurance broker, large employers, medical, overpriced health care, overpriced healthcare, Paid Sick Leave, payroll, preventive care, retirement plan, self-funding, self-insurance

Human Resources – Weekly Digest – 05.03.19

Greetings from Ashton Benefits!  With HR and Employee Benefits topics regularly in the news, it’s often difficult to stay current on what’s really important.  That’s why we provide weekly newsletters which only list the articles you will find insightful and relevant.

Click here or below, read and share our newsletter today…

At Ashton Benefits we will continue to help you clients, prospects, and agency team stay informed!!

Weekly Digest - 05.03.19

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Topics: aca, aca compliance, Ashton Benefits, benefits technology, compliance, employee benefits, enrollment, ERISA, FMLA, health advocate, health insurance, healthcare, healthcare reform, high deductible, HR, HR Portal, hrbenefits, hris, human, human resources, insurance, insurance broker, large employers, medical, payroll, self-funding, self-insurance, Uncategorized, voluntary, wellness

HR and Benefits Compliance Webinar Series: May-August Calendar

We are excited to announce the next four webinars for our 2019 monthly webinar series!  Below you will find the calendar of topics for May-August.  These webinars may be used for internal and external education purposes.  All are welcome!

Click link or below to register….

Ashton-Compliance-Webinars-2019.v2

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Topics: aca, aca compliance, Ashton Benefits, compliance, employee benefits, health advocate, healthcare, HR, hrbenefits, hris, human, insurance broker, large employers, medical, payroll, plan sponsors, resources, self-funding, self-insurance

Healthcare in America is extremely overpriced & these 11 charts prove it.

I would not want to be caught on the wrong end of the bill.

Ask any U.S. healthcare expert and they will tell you, today’s healthcare costs are increasing in at an alarming rate. Compared to the rest of world, the costs for healthcare in America are as comparable as the price to filet mignon to a happy meal. Why is that? Why was I forced to pay such a high bill after going in for a simple, 45-minute procedure? Why did one stitch on my finger result in a bill a week later for $13,000? Thankfully I was covered and don’t have a deductible, but most people do have deductibles and we all feel the effects of these charges in the rising amounts we pay out of our paychecks for insurance coverage.

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Topics: american health care, american healthcare, Ashton Benefits, cost-effective insurance, health care, health insurance, healthcare, high deductible, HR, hris, IFHP, insurance, insurance broker, overpriced health care, overpriced healthcare, procedure costs

How to make employee benefits a true recruiting & retention tool

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INTRODUCTION:

In many organizations I come across, employee benefits has become an area that employees view as something that gets eroded each year due to cost increases and benefits changes.  Too many HR departments are in a pattern of the “here we go again” mentality when open enrollment comes around.

As the economy improves and the job market begins to come back to life, employee benefits must once again serve as a recruiting and retention tool.

Here are some small, easy changes you can make to your employee benefits program to attract and retain the best talent.

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Topics: benefits technology, employee benefits, health advocate, hris

The Four HR Portal “Must Haves”

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How much time do you spend managing your company’s employee benefits?  Imagine an HR System where everything you need is at your fingertips in one beautiful dashboard. But the system is also robust, able to handle complex plan designs and rate structures.  HR Systems are changing the way companies work.

When vetting a new HR Portal there are four main features we consider “Must Haves.”  Check them out below or download our free E-Book, “Reinventing the Enrollment Experience”

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Topics: benefits technology, employee benefits, HR, HR Portal, hris

5 Reasons Your Group Medical Plan Needs a Health Advocate

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A Health Advocate can be a godsend for anyone dealing with a huge bureaucratic insurance company. No matter what insurance company your group uses to provide medical insurance as part of your employee benefits program, someone is destined to run into an issue with a denied claim, confusing medical bill or trouble understanding what the plan covers. We’ve heard it time and time again, “you need a masters degree in insurance just to understand this stuff!” Well, then why not provide each employee with an expert who can help navigate the complexities of the insurance market? Here are the top 5 reasons your group medical plans needs a health advocate:

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Topics: employee benefits, health advocate, hris

Comply with the ACA’s Employer Shared Responsibility Rules

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Is your business prepared to handle the Affordable Care Act’s biggest requirement for business’?

The employer shared responsibility provision went into effect this 2015 calendar year. Constant coordination and communication between HR managers and payroll is needed in order to ensure accuracy in reporting requirements and payroll data.Here are five ways to ensure accuracy in order to avoid penalties:

  1. Keep track of reporting time periods
    • Choose a look-back period of three months to one year
  1. Coordinate with HR for accurate reporting
    • Complete Forms 1094C and 1095C for end of the year reporting for the 2015 tax year. Get information for employer status, coverage affordability, and eligible employees.
  2. Provide correct information for hours worked
    • Employee service hours are used to determine the full time status for the stability period, and ensure data provided covers the time period. Determine employer status and full time employees. Take note of personnel changes that affect employee’s full time status.
  3. Offer the right health care coverage
    • Make sure affordable coverage is offered to full time employees and dependents in order to avoid penalties.
  4. Determine affordability
    • Affordable health care under employer shared responsibility is coverage that does not cost over 9.5% of employee’s annual household income. Determine affordability through Form W-2, employee salary, or hourly rate information.

HOW ASHTON CAN HELP YOU

With Ashton Benefits’ free online platform, gathering accurate data for reporting requirements can be made easy. Ashton clients receive our system that tracks the correct information. Manually tracking information about your employees without it would be a nightmare. Your company can easily access and update data from your payroll, health insurance, and HR systems all online, in one place. Ashton Benefits is here to help you to remain compliant.

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Topics: aca, aca compliance, employer shared responsibility, healthcare reform, HR, hris, payroll, Technology